Affordability Calculator
Free tool

What can you comfortably afford?

A quick, honest estimate based on how lenders actually look at your finances — your income, debts, down payment, and rate. Move the sliders to see your range.

Gross, before taxes
Car, student loans, credit cards, etc.
Cash you'll put toward the home
Estimate; your real rate depends on your profile
Estimated home price you could afford
$—
Based on a comfortable 36% debt-to-income target
Est. monthly payment
$— /mo
Loan amount
$—
Down payment
$—

Estimate for education only, using a 36% debt-to-income guideline and assumed taxes and insurance (~1.5% of price yearly). Your actual approval depends on credit, full documentation, and program. Not a commitment to lend. Equal Housing Opportunity · NMLS# 2650609

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